The revision of the Anti-Money Laundering Act places advisory professions under obligation for the first time. Whether fiduciary, law firm, notary or real estate — we help you find out what applies to you and guide you step by step.
Clarity in minutes — explained plainly, without jargon.
Switzerland is stepping up its anti-money-laundering efforts, following the FATF recommendations. Advisory activities now also come into focus. The essentials at a glance — adopted on 26 September 2025, effective from 1 October 2026.
Anyone who sets up companies, plans structures, manages trusts or foundations, or takes part in real-estate purchases may now be included.
new scopeWho really stands behind a client must be clarified more rigorously in future — especially with multi-tier ownership.
Art. 3 & 4 AMLAThe trickier the setup — PEP, domiciliary company, opaque chain — the more thoroughly origin and purpose are examined.
Art. 6 AMLAThere's no way around self-regulation: those in scope join a FINMA-recognised organisation — promptly after the reference date.
SRO · FINMA oversightIt's not the title on your business card that counts, but what you actually do. Transaction-related advice with heightened risk is covered; simply practising your profession stays out of scope.
If you're affected, five things must run continuously and be properly documented. Add to that joining an SRO and a report as soon as something looks off.
Who's across the table? For individuals a valid ID suffices, for companies a current register extract — record and file it.
Behind every company there are people. From 25 percent control — or influence by other means — you should know who that is.
Does the business fit the client? The purpose of the relationship and the source of funds should be plausible — especially thoroughly where risk is heightened.
A business relationship doesn't end after the first meeting. Keep the details current and watch for anything unusual.
What isn't documented counts as not having happened when it matters. Records stay accessible for ten years beyond the end of the engagement.
If a suspicion hardens, there's no way around a report — it goes through the MROS portal goAML.
The date is set. Anyone who only wakes up on 1 October quickly falls behind — on joining an SRO and on documentation.
The National Council and Council of States pass the revision, including the Transparency Act (TJPG).
The Federal Council sets the start date and adopts the implementing ordinances.
The revised AMLA and the transparency register are in force — the due-diligence obligations apply.
By then, membership of a FINMA-recognised SRO must be in place.
No one-off PDF, no opaque machine. First clarity on whether it affects you — then a tool for everyday use and specialists when things get tricky.
A few targeted questions about your work are enough. The result is a clear answer — with reasoning and a reference to the relevant legal provision.
All engagements clearly in one place: identification, beneficial owners, risk classification, documentation, MROS preparation and a complete audit trail.
Your case isn't clear-cut? Our Swiss specialists review it personally and also support you in joining an SRO.
The revision in plain language: what's new and who it matters for.
Read the article →From identification to filing — with everyday examples.
Read the article →How to identify the counterparty and true owners, even in nested structures.
Read the article →Fines, proceedings, personal liability: a sober look at the risks.
Read the article →Take the check or have your case reviewed personally. For borderline cases, licences for associations or simply open questions, we're here for you.
